Partners Bank of New England
Sanford, ME · Cert 17115 · Peer group: banks $1B-$10B in assets operating regionally (n=174) · Sis Bcorp MHC
SI · FDIC · 11 branches
Q2 2026
$1.1BAssets
$894.4MLoans
$847.0MDeposits
$112.5MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 95% of banks $1B-$10B in assets operating regionally (rank 9 of 174).
- Widest gap: efficiency ratio trails 87% of banks $1B-$10B in assets operating regionally (rank 153 of 174).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.40%
Rank 61 of 174
Net Interest Margin
3.16%
Rank 135 of 174
Efficiency Ratio
75.22%
Rank 153 of 174
Equity / Assets
10.35%
Rank 86 of 174
Non-interest income vs. expense
Unfavorable gap of $25.3M · efficiency ratio beats 13% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 0.93% | 1.27% | 1.52% | Beats 65% | 61 / 174 | |
| Return on Equity | 13.51% | 9.26% | 11.89% | 14.41% | Beats 65% | 61 / 174 | |
| Net Interest Margin | 3.16% | 3.22% | 3.56% | 3.91% | Beats 22% | 135 / 174 | |
| Efficiency Ratio | 75.22% | 51.59% | 59.21% | 67.02% | Beats 13% | 153 / 174 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.29% | 0.60% | 1.18% | Beats 95% | 9 / 174 | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 84% | 29 / 174 | |
| Capital |
| Tier 1 Capital Ratio | 14.68% | 11.19% | 12.82% | 14.11% | Beats 80% | 34 / 174 | |
| Total Risk-Based Capital Ratio | 15.80% | 11.81% | 13.70% | 15.33% | Beats 80% | 34 / 174 | |
| Equity / Assets | 10.35% | 9.15% | 10.31% | 11.72% | Beats 51% | 86 / 174 | |
| Liquidity & Funding |
| Loans / Deposits | 105.60% | 80.93% | 90.31% | 97.12% | 95th pctl | 8 / 174 | |
| Loans / Assets | 82.27% | 69.01% | 75.52% | 80.85% | 80th pctl | 35 / 174 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |