Tulsa, OK · Cert 17076
FDIC
Q3 2008
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2007 | Q4 2007 | Q1 2008 | Q2 2008 | Q3 2008 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.45% | 0.00% | 0.00% | 0.00% | 0.00% | -145 bps | |
| Return on Equity | 7.36% | 0.00% | 0.00% | 0.00% | 0.00% | -736 bps | |
| Net Interest Margin | -1166% | 0.00% | 0.00% | 0.00% | 0.00% | +116,640 bps | |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | |
| Non-Interest Burden | -896% | 0.00% | 0.00% | 0.00% | 0.00% | +89,560 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -99.39% | -99.37% | -99.35% | -99.33% | 0.00% | +9,939 bps | |
| Loan Growth (YoY) | -100.00% | -100.00% | -100.00% | -100.00% | n/a | n/a | |
| Deposit Growth (YoY) | -99.62% | -99.60% | -99.59% | -99.57% | 0.00% | +9,962 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | 250% | 250% | 250% | 250% | 250% | 0 bps | |
| Equity / Assets | 50.00% | 50.00% | 50.00% | 50.00% | 50.00% | 0 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |