Our Mother of Mercy Parish Houston Houston, TX · Charter 17067 · Peer group: credit unions under $1B in assets in the Houston-Pasadena-The Woodlands, TX area (n=62-63)
NCUA · 1 branch
Q2 2026
$2.9M Assets
$1.2M Loans
$2.4M Shares
$446K Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 63% of credit unions under $1B in assets in the Houston-Pasadena-The Woodlands, TX area (rank 23 of 63). Widest gap: efficiency ratio trails 95% of credit unions under $1B in assets in the Houston-Pasadena-The Woodlands, TX area (rank 61 of 63). Overall: at or above the peer median on 2 of 7 directional measures. Return on Assets
-2.11%
Rank 60 of 63
Net Interest Margin
2.67%
Rank 57 of 63
Efficiency Ratio
158.14%
Rank 61 of 63
Equity / Assets
15.65%
Rank 23 of 63
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets -2.11% 0.11% 0.53% 1.19% Beats 5% 60 / 63 Return on Equity -13.45% 1.09% 3.60% 6.92% Beats 6% 58 / 62 Net Interest Margin 2.67% 3.19% 4.06% 4.80% Beats 10% 57 / 63 Efficiency Ratio 158.14% 72.55% 82.57% 90.97% Beats 5% 61 / 63 Asset Quality Nonperforming Loans / Loans 0.97% 0.32% 0.64% 1.62% Beats 40% 39 / 63 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 15.65% 10.13% 12.81% 19.70% Beats 63% 23 / 63 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 15.65% 10.13% 12.81% 19.70% Beats 63% 23 / 63 Liquidity & Funding Loans / Deposits 51.99% 55.42% 71.20% 87.46% 21st pctl 50 / 63 Loans / Assets 43.54% 48.43% 59.68% 73.12% 19th pctl 51 / 63 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Houston-Pasadena-The Woodlands, TX area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (62 to 63 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11