Washington, DC · Charter 17029
Q1 2011
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2011, the quarter ended March 31, 2011, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Washington, DC · Charter 17029
Q1 2011
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 2008 | Q1 2009 | Q2 2009 | Q3 2009 | Q4 2009 | Q1 2010 | Q3 2010 | Q1 2011 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.87% | -5.45% | -2.13% | -3.71% | -3.01% | -8.81% | -5.27% | -1.39% | +232 bps | |
| Return on Equity | -7.60% | -57.17% | -22.03% | -47.69% | -38.07% | -184.68% | -138.50% | -39.86% | +783 bps | |
| Net Interest Margin | 4.96% | 4.22% | 4.05% | 4.02% | 3.95% | 3.02% | 3.27% | 3.19% | -82 bps | |
| Efficiency Ratio | 110.01% | 112.61% | 99.80% | 115.77% | 113.97% | 116.63% | 133.68% | 128.51% | +1,273 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.79% | -1.89% | 1.12% | 9.85% | 5.37% | 11.58% | -6.78% | -7.46% | -1,731 bps | |
| Loan Growth (YoY) | 12.00% | 14.65% | 17.27% | 15.48% | -7.72% | -13.68% | -22.63% | -28.35% | -4,382 bps | |
| Share Growth (YoY) | -5.52% | 0.30% | 0.94% | 15.43% | 9.62% | 17.81% | 2.14% | -3.13% | -1,857 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 9.78% | 7.37% | 7.15% | 2.22% | 2.32% | 2.99% | 2.88% | 3.19% | +97 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.97% | 3.01% | 2.96% | 3.62% | 3.84% | 5.24% | 5.87% | 5.25% | +163 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.51% | 9.54% | 9.68% | 7.77% | 7.91% | 4.77% | 3.80% | 3.48% | -429 bps | |
| Net Worth / Assets | 11.51% | 9.54% | 9.68% | 7.77% | 7.91% | 4.77% | 3.80% | 3.48% | -429 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 55.71% | 49.39% | 51.97% | 47.16% | 46.90% | 36.19% | 39.37% | 34.89% | -1,228 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |