The Coca-Cola Company Family Atlanta, GA · Charter 17017 · Peer group: credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (n=21)
NCUA · 2 branches
Q4 2025
$202.2M Assets
$137.2M Loans
$170.0M Shares
$28.4M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 67% of credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (rank 8 of 21). Widest gap: return on equity trails 67% of credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (rank 14 of 21). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
0.52%
Rank 12 of 21
Net Interest Margin
3.71%
Rank 10 of 21
Efficiency Ratio
84.49%
Rank 13 of 21
Equity / Assets
14.05%
Rank 8 of 21
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.52% 0.28% 0.67% 1.19% Beats 43% 12 / 21 Return on Equity 3.69% 1.92% 4.49% 7.56% Beats 33% 14 / 21 Net Interest Margin 3.71% 3.29% 3.63% 4.20% Beats 52% 10 / 21 Efficiency Ratio 84.49% 70.06% 84.27% 87.64% Beats 43% 13 / 21 Asset Quality Nonperforming Loans / Loans 0.56% 0.30% 0.65% 0.86% Beats 67% 8 / 21 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 14.05% 10.51% 12.07% 14.42% Beats 62% 8 / 21 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 14.05% 10.51% 12.07% 14.42% Beats 62% 8 / 21 Liquidity & Funding Loans / Deposits 80.74% 43.69% 70.06% 79.93% 76th pctl 5 / 21 Loans / Assets 67.89% 36.39% 60.86% 68.57% 67th pctl 7 / 21 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.10%, the median effective tax rate of the 2,760 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11