Local 606 Electrical Workers
Orlando, FL · Charter 16979 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.5MAssets
$1.3MLoans
$4.2MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: efficiency ratio trails 77% of credit unions under $1B in assets (rank 1296 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.58%
Rank 1,044 of 1,683
Net Interest Margin
3.53%
Rank 1,096 of 1,683
Efficiency Ratio
87.74%
Rank 1,296 of 1,682
Equity / Assets
24.18%
Rank 112 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.35% | 0.74% | 1.18% | Beats 38% | 1,044 / 1,683 | | |
| Return on Equity | 2.38% | 2.67% | 5.89% | 8.74% | Beats 23% | 1,300 / 1,681 | | |
| Net Interest Margin | 3.53% | 3.31% | 3.82% | 4.32% | Beats 35% | 1,096 / 1,683 | | |
| Efficiency Ratio | 87.74% | 68.91% | 78.20% | 86.93% | Beats 23% | 1,296 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.18% | 10.44% | 12.89% | 16.53% | Beats 93% | 112 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.18% | 10.44% | 12.89% | 16.53% | Beats 93% | 112 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 29.96% | 52.61% | 69.38% | 83.50% | 5th pctl | 1,598 / 1,683 | | |
| Loans / Assets | 22.60% | 44.71% | 59.18% | 70.72% | 4th pctl | 1,618 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |