Solutions North Bank
Stockton, KS · Cert 16971 · Peer group: banks under $1B in assets in KS (n=98) · Stockton Bancshares Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
$469.5MAssets
$296.1MLoans
$395.5MDeposits
$57.9MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 74% of banks under $1B in assets in KS (rank 25 of 98).
- Widest gap: net charge-offs / loans trails 57% of banks under $1B in assets in KS (rank 57 of 98).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.41%
Rank 35 of 98
Net Interest Margin
3.91%
Rank 25 of 98
Efficiency Ratio
55.16%
Rank 36 of 98
Equity / Assets
12.33%
Rank 34 of 98
Non-interest income vs. expense
Unfavorable gap of $9.4M · efficiency ratio beats 64% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.41% | 1.03% | 1.24% | 1.54% | Beats 64% | 35 / 98 | | |
| Return on Equity | 11.47% | 8.85% | 11.58% | 14.73% | Beats 48% | 51 / 98 | | |
| Net Interest Margin | 3.91% | 3.24% | 3.62% | 3.91% | Beats 74% | 25 / 98 | | |
| Efficiency Ratio | 55.16% | 51.87% | 58.88% | 64.74% | Beats 64% | 36 / 98 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.28% | 0.01% | 0.33% | 1.05% | Beats 55% | 45 / 98 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.00% | 0.03% | Beats 43% | 57 / 98 | | |
| Capital |
| Tier 1 Capital Ratio | 14.28% | 11.81% | 13.71% | 17.33% | Beats 55% | 44 / 98 | | |
| Total Risk-Based Capital Ratio | 15.54% | 11.81% | 14.13% | 17.45% | Beats 60% | 39 / 98 | | |
| Equity / Assets | 12.33% | 8.60% | 11.34% | 13.10% | Beats 65% | 34 / 98 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.87% | 57.09% | 69.84% | 82.47% | 59th pctl | 40 / 98 | | |
| Loans / Assets | 63.07% | 49.34% | 58.31% | 68.94% | 59th pctl | 40 / 98 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |