Iva, SC · Cert 16968 · Peoples Financial Group Inc.
State charter, non-member · FDIC · 8 branches
Q2 2026
Market Position · Greenville-Anderson-Greer, SC · 2026 SOD (annual) · 1.5% share · #13 of 40 inst. · $0.4B of $26.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.29% | 1.31% | 1.33% | 1.32% | 1.35% | +7 bps | |
| Return on Equity | 13.57% | 13.39% | 13.35% | 12.44% | 12.54% | -103 bps | |
| Net Interest Margin | 3.78% | 3.81% | 3.82% | 3.94% | 3.96% | +18 bps | |
| Efficiency Ratio | 63.04% | 62.81% | 62.75% | 63.50% | 62.62% | -42 bps | |
| Non-Interest Burden | 2.11% | 2.12% | 2.13% | 2.22% | 2.19% | +8 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.85% | 5.06% | 3.71% | 1.86% | 2.66% | -219 bps | |
| Loan Growth (YoY) | 15.15% | 16.83% | 7.39% | 4.73% | 9.88% | -527 bps | |
| Deposit Growth (YoY) | 4.58% | 4.83% | 2.22% | 0.54% | 0.79% | -379 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | -0.01% | 0.00% | -0.01% | 0.00% | 0 bps | |
| Allowance / Loans | 1.19% | 1.17% | 1.20% | 1.23% | 1.20% | 0 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 12.23% | 12.54% | 12.11% | 12.57% | 12.92% | +68 bps | |
| Total Risk-Based Capital | 19.14% | 19.07% | 18.58% | 19.01% | 19.33% | +20 bps | |
| Equity / Assets | 9.59% | 10.70% | 10.52% | 10.70% | 11.17% | +158 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 64.69% | 68.25% | 67.46% | 67.16% | 70.52% | +583 bps | |
| Liquid Assets / Assets | 6.45% | 4.09% | 5.32% | 6.79% | 4.97% | -148 bps | |
| CRE / Total Capital | n/a | 265% | 267% | 259% | n/a | n/a | |