Minnwest Bank
Redwood Falls, MN · Cert 16958 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Minnwest Corp.
State charter, non-member · FDIC · 36 branches
Q2 2026
$2.9BAssets
$2.4BLoans
$2.6BDeposits
$338.2MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 85% of banks $1B-$10B in assets operating regionally (rank 27 of 176).
- Widest gap: net charge-offs / loans trails 77% of banks $1B-$10B in assets operating regionally (rank 136 of 176).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.16%
Rank 101 of 176
Net Interest Margin
4.08%
Rank 27 of 176
Efficiency Ratio
59.28%
Rank 88 of 176
Equity / Assets
11.50%
Rank 50 of 176
Non-interest income vs. expense
Unfavorable gap of $63.1M · efficiency ratio beats 51% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.16% | 0.93% | 1.26% | 1.54% | Beats 43% | 101 / 176 | | |
| Return on Equity | 10.06% | 9.26% | 11.89% | 14.46% | Beats 35% | 114 / 176 | | |
| Net Interest Margin | 4.08% | 3.25% | 3.59% | 3.93% | Beats 85% | 27 / 176 | | |
| Efficiency Ratio | 59.28% | 52.79% | 59.55% | 67.66% | Beats 51% | 88 / 176 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.56% | 0.30% | 0.64% | 1.32% | Beats 57% | 77 / 176 | | |
| Net Charge-Offs / Loans | 0.10% | 0.01% | 0.04% | 0.10% | Beats 23% | 136 / 176 | | |
| Capital |
| Tier 1 Capital Ratio | 12.08% | 11.15% | 12.72% | 14.15% | Beats 43% | 101 / 176 | | |
| Total Risk-Based Capital Ratio | 13.33% | 11.81% | 13.63% | 15.33% | Beats 45% | 96 / 176 | | |
| Equity / Assets | 11.50% | 9.16% | 10.35% | 11.80% | Beats 72% | 50 / 176 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.58% | 80.94% | 89.73% | 97.21% | 58th pctl | 74 / 176 | | |
| Loans / Assets | 80.03% | 69.25% | 75.12% | 80.82% | 69th pctl | 54 / 176 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |