Minnwest Bank
Redwood Falls, MN · Cert 16958 · Peer group: banks $1B-$10B in assets operating regionally (n=178) · Minnwest Corp.
State charter, non-member · FDIC · 36 branches
Q2 2026
$2.9BAssets
$2.4BLoans
$2.6BDeposits
$338.2MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 86% of banks $1B-$10B in assets operating regionally (rank 25 of 178).
- Widest gap: net charge-offs / loans trails 76% of banks $1B-$10B in assets operating regionally (rank 137 of 178).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.16%
Rank 102 of 178
Net Interest Margin
4.08%
Rank 25 of 178
Efficiency Ratio
59.28%
Rank 92 of 178
Equity / Assets
11.50%
Rank 49 of 178
Non-interest income vs. expense
Unfavorable gap of $63.1M · efficiency ratio beats 49% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.16% | 0.91% | 1.25% | 1.53% | Beats 43% | 102 / 178 | |
| Return on Equity | 10.06% | 9.18% | 11.89% | 14.44% | Beats 36% | 114 / 178 | |
| Net Interest Margin | 4.08% | 3.22% | 3.56% | 3.91% | Beats 86% | 25 / 178 | |
| Efficiency Ratio | 59.28% | 52.04% | 58.90% | 67.10% | Beats 49% | 92 / 178 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.56% | 0.29% | 0.60% | 1.26% | Beats 56% | 80 / 178 | |
| Net Charge-Offs / Loans | 0.10% | 0.01% | 0.03% | 0.10% | Beats 24% | 137 / 178 | |
| Capital |
| Tier 1 Capital Ratio | 12.08% | 11.19% | 12.72% | 14.14% | Beats 42% | 104 / 178 | |
| Total Risk-Based Capital Ratio | 13.33% | 11.91% | 13.63% | 15.33% | Beats 45% | 98 / 178 | |
| Equity / Assets | 11.50% | 9.12% | 10.35% | 11.80% | Beats 72% | 49 / 178 | |
| Liquidity & Funding |
| Loans / Deposits | 91.58% | 80.94% | 89.92% | 97.12% | 57th pctl | 76 / 178 | |
| Loans / Assets | 80.03% | 69.25% | 75.52% | 80.96% | 68th pctl | 57 / 178 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |