PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Neja

Marianna, FL · Charter 16925

Q4 1995

$525KAssets
$747KLoans
$559KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -54.92%.
  • Asset quality: problem loans at 5.85% of loans.
  • Funding: loans stand at 133.73% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

-54.92%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets2.03%1.82%5.25%-54.92%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.39%3.29%2.63%5.85%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans2.32%1.58%2.47%47.14%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares90.70%98.89%106.77%133.73%n/a
Liquid Assets / Assets2.29%2.91%2.34%2.40%n/a