Newrizons
Hoquiam, WA · Charter 16893 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$18.9MAssets
$16.7MLoans
$15.0MShares
$3.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 98% of credit unions under $1B in assets (rank 30 of 1683).
- Widest gap: nonperforming loans / loans trails 75% of credit unions under $1B in assets (rank 1265 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.92%
Rank 658 of 1,683
Net Interest Margin
6.16%
Rank 30 of 1,683
Efficiency Ratio
80.21%
Rank 944 of 1,682
Equity / Assets
20.20%
Rank 216 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.35% | 0.74% | 1.18% | Beats 61% | 658 / 1,683 | |
| Return on Equity | 4.55% | 2.67% | 5.89% | 8.74% | Beats 40% | 1,005 / 1,681 | |
| Net Interest Margin | 6.16% | 3.31% | 3.82% | 4.32% | Beats 98% | 30 / 1,683 | |
| Efficiency Ratio | 80.21% | 68.91% | 78.20% | 86.93% | Beats 44% | 944 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.30% | 0.26% | 0.65% | 1.29% | Beats 25% | 1,265 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.20% | 10.44% | 12.89% | 16.53% | Beats 87% | 216 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.20% | 10.44% | 12.89% | 16.53% | Beats 87% | 216 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 111.21% | 52.61% | 69.38% | 83.50% | 99th pctl | 16 / 1,683 | |
| Loans / Assets | 88.19% | 44.71% | 59.18% | 70.72% | 99th pctl | 13 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |