Murdock, NE · Cert 16868 · McHugh Investment Co.
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.1% share · #64 of 77 inst. · $0.0B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.37% | 0.53% | -0.09% | 0.46% | 0.68% | 0.53% | 0.09% | 0.35% | -11 bps | |
| Return on Equity | 6.46% | 8.86% | -1.27% | 6.36% | 9.31% | 7.14% | 1.09% | 4.47% | -190 bps | |
| Net Interest Margin | 3.05% | 3.18% | 3.37% | 3.58% | 3.65% | 3.69% | 3.74% | 3.76% | +18 bps | |
| Efficiency Ratio | 82.78% | 80.27% | 97.65% | 83.08% | 78.69% | 79.93% | 97.14% | 87.83% | +475 bps | |
| Non-Interest Burden | 2.47% | 2.48% | 3.29% | 2.92% | 2.81% | 2.88% | 3.63% | 3.26% | +34 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.77% | -11.02% | -5.30% | -4.79% | -1.87% | 5.54% | 0.98% | 10.29% | +1,508 bps | |
| Loan Growth (YoY) | 10.64% | -0.66% | 0.40% | 1.21% | -0.24% | 12.64% | 18.46% | 25.51% | +2,430 bps | |
| Deposit Growth (YoY) | 1.71% | 2.72% | 8.29% | 6.46% | 2.20% | 0.58% | -0.17% | 7.40% | +94 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.31% | 0.17% | 0.35% | 0.58% | 0.19% | 0.09% | 0.11% | 0.87% | +30 bps | |
| Net Charge-Offs / Loans | 0.15% | 0.12% | 0.25% | 0.12% | 0.08% | 0.17% | 0.00% | 0.00% | -12 bps | |
| Allowance / Loans | 0.99% | 1.01% | 1.02% | 0.97% | 0.93% | 0.85% | 0.86% | 0.77% | -20 bps | |
| Allowance Coverage of NPLs | 3.2x | 6.0x | 2.9x | 1.7x | 4.9x | 8.9x | 7.6x | 0.9x | -0.8x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 7.28% | 7.76% | 7.77% | 8.05% | 8.25% | 8.28% | 8.13% | 8.00% | -5 bps | |
| Total Risk-Based Capital | 14.81% | 16.00% | 17.11% | 17.10% | 16.83% | 16.10% | 16.35% | 14.57% | -253 bps | |
| Equity / Assets | 6.32% | 7.01% | 7.12% | 7.39% | 7.65% | 7.82% | 8.10% | 7.49% | +9 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 72.28% | 72.41% | 63.37% | 67.18% | 70.55% | 81.09% | 75.20% | 78.51% | +1,133 bps | |
| Liquid Assets / Assets | 1.95% | 2.11% | 2.08% | 10.25% | 9.99% | 8.03% | 6.89% | 3.71% | -654 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 2.02% | 1.37% | n/a | n/a | |