Corn Growers State Bank
Murdock, NE · Cert 16868 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · McHugh Investment Co.
State charter, non-member · FDIC · 1 branch
Q2 2026
$40.3MAssets
$27.7MLoans
$35.3MDeposits
$3.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Omaha, NE-IA area (rank 12 of 24).
- Widest gap: equity / assets trails 96% of banks under $1B in assets in the Omaha, NE-IA area (rank 23 of 24).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.33%
Rank 23 of 24
Net Interest Margin
3.76%
Rank 12 of 24
Efficiency Ratio
87.83%
Rank 23 of 24
Equity / Assets
7.49%
Rank 23 of 24
Non-interest income vs. expense
Unfavorable gap of $1.3M · efficiency ratio beats 8% of banks under $1B in assets in the Omaha, NE-IA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.92% | 1.29% | 1.77% | Beats 4% | 23 / 24 | | |
| Return on Equity | 4.38% | 9.64% | 12.01% | 15.30% | Beats 4% | 23 / 24 | | |
| Net Interest Margin | 3.76% | 3.02% | 3.76% | 3.98% | Beats 50% | 12 / 24 | | |
| Efficiency Ratio | 87.83% | 49.60% | 59.31% | 66.55% | Beats 8% | 23 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.87% | 0.10% | 0.37% | 1.03% | Beats 37% | 16 / 24 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 12 / 24 | | |
| Capital |
| Tier 1 Capital Ratio | 13.63% | 10.53% | 11.57% | 13.63% | Beats 75% | 6 / 24 | | |
| Total Risk-Based Capital Ratio | 14.57% | 11.15% | 12.06% | 13.90% | Beats 79% | 5 / 24 | | |
| Equity / Assets | 7.49% | 8.87% | 10.14% | 12.27% | Beats 4% | 23 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.51% | 75.32% | 83.30% | 93.06% | 38th pctl | 15 / 24 | | |
| Loans / Assets | 68.77% | 65.68% | 71.67% | 75.94% | 29th pctl | 17 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |