PackageTrendsPeer
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Homewood District 153

Homewood, IL · Charter 16867

Q2 1995

$816KAssets
$261KLoans
$748KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.41%.
  • Asset quality: problem loans at 0.51% of loans.
  • Funding: loans stand at 34.88% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

3.41%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets2.65%2.88%3.41%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans3.10%6.21%0.51%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans1.91%1.61%1.52%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares26.78%31.53%34.88%n/a
Liquid Assets / Assets62.12%64.54%55.59%n/a