River Falls, WI · Cert 16840 · Peer group: banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=53) · River Falls Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$143.2MAssets
$104.1MLoans
$127.5MDeposits
$14.1MEquity
Executive Summary
Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 13 of 53).
Widest gap: net interest margin trails 79% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 42 of 53).
Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.85%
Rank 35 of 53
Net Interest Margin
3.28%
Rank 42 of 53
Efficiency Ratio
69.74%
Rank 37 of 53
Equity / Assets
9.87%
Rank 22 of 53
Non-interest income vs. expense
Unfavorable gap of $3.2M · efficiency ratio beats 32% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area