PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Macy's Atlanta Employees

Atlanta, GA · Charter 16784

Q4 1995

$3.0MAssets
$2.2MLoans
$2.6MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.76%.
  • Asset quality: problem loans at 4.16% of loans.
  • Funding: loans stand at 82.15% of shares as of Q4 1995.

Financial Results

Return on Assets (quarter, annualized)

2.76%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets1.81%2.03%2.02%2.76%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans3.27%3.76%4.60%4.16%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans1.57%1.22%0.88%0.83%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares57.09%72.32%83.74%82.15%n/a
Liquid Assets / Assets23.06%20.18%22.85%15.22%n/a