Copper Basin
Copperhill, TN · Charter 16773 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$68.8MAssets
$57.0MLoans
$58.9MShares
$8.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 99% of credit unions under $1B in assets (rank 12 of 1681).
- Widest gap: nonperforming loans / loans trails 82% of credit unions under $1B in assets (rank 1380 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
2.37%
Rank 39 of 1,683
Net Interest Margin
5.43%
Rank 83 of 1,683
Efficiency Ratio
69.00%
Rank 427 of 1,682
Equity / Assets
12.23%
Rank 958 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.37% | 0.35% | 0.74% | 1.18% | Beats 98% | 39 / 1,683 | |
| Return on Equity | 19.40% | 2.67% | 5.89% | 8.74% | Beats 99% | 12 / 1,681 | |
| Net Interest Margin | 5.43% | 3.31% | 3.82% | 4.32% | Beats 95% | 83 / 1,683 | |
| Efficiency Ratio | 69.00% | 68.91% | 78.20% | 86.93% | Beats 75% | 427 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.65% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,380 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.23% | 10.44% | 12.89% | 16.53% | Beats 43% | 958 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.23% | 10.44% | 12.89% | 16.53% | Beats 43% | 958 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 96.81% | 52.61% | 69.38% | 83.50% | 95th pctl | 91 / 1,683 | |
| Loans / Assets | 82.81% | 44.71% | 59.18% | 70.72% | 95th pctl | 82 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |