Lehigh County Employees
Allentown, PA · Charter 16746 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 2 branches
Q2 2026
$33.1MAssets
$10.4MLoans
$27.9MShares
$5.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in PA (rank 7 of 72).
- Widest gap: net interest margin trails 89% of credit unions under $1B in assets in PA (rank 64 of 72).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.56%
Rank 13 of 72
Net Interest Margin
2.64%
Rank 64 of 72
Efficiency Ratio
49.22%
Rank 7 of 72
Equity / Assets
15.71%
Rank 23 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 0.59% | 1.06% | 1.40% | Beats 82% | 13 / 72 | | |
| Return on Equity | 9.91% | 5.27% | 7.11% | 9.91% | Beats 74% | 19 / 72 | | |
| Net Interest Margin | 2.64% | 3.09% | 3.57% | 4.10% | Beats 11% | 64 / 72 | | |
| Efficiency Ratio | 49.22% | 64.37% | 73.67% | 81.63% | Beats 92% | 7 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.58% | 1.09% | Beats 100% | 7 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.71% | 10.74% | 12.96% | 16.84% | Beats 68% | 23 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.71% | 10.74% | 12.96% | 16.84% | Beats 68% | 23 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 37.38% | 34.39% | 52.54% | 65.98% | 29th pctl | 51 / 72 | | |
| Loans / Assets | 31.48% | 30.23% | 45.37% | 57.67% | 31st pctl | 50 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |