Philadelphia, PA · Charter 16728
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.56% | 1.86% | 1.39% | 0.17% | 0.84% | -72 bps | |
| Return on Equity | 9.68% | 10.75% | 8.10% | 0.81% | 4.64% | -503 bps | |
| Net Interest Margin | 3.22% | 3.27% | 2.58% | 3.76% | 2.98% | -24 bps | |
| Efficiency Ratio | 52.38% | 44.28% | 51.53% | 95.48% | 71.87% | +1,950 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 15.64% | 16.12% | 13.91% | -9.63% | -5.63% | -2,127 bps | |
| Loan Growth (YoY) | -29.47% | 7.21% | 7.34% | 6.18% | 14.66% | +4,413 bps | |
| Share Growth (YoY) | 16.53% | 17.50% | 15.02% | -13.27% | -7.87% | -2,440 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 42.22% | 25.70% | 28.69% | 32.52% | 36.83% | -540 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.15% | 17.27% | 17.16% | 21.08% | 18.14% | +199 bps | |
| Net Worth / Assets | 16.15% | 17.27% | 17.16% | 21.08% | 18.14% | +199 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 1.69% | 2.91% | 2.59% | 2.94% | 2.11% | +41 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |