Dakotaland
Huron, SD · Charter 167 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 13 branches
Q2 2026
$751.6MAssets
$503.6MLoans
$644.5MShares
$81.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 96% of credit unions under $1B in assets (rank 62 of 1681).
- Widest gap: net interest margin trails 72% of credit unions under $1B in assets (rank 1212 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.54%
Rank 227 of 1,683
Net Interest Margin
3.39%
Rank 1,212 of 1,683
Efficiency Ratio
67.69%
Rank 385 of 1,682
Equity / Assets
10.87%
Rank 1,178 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.54% | 0.35% | 0.74% | 1.18% | Beats 87% | 227 / 1,683 | | |
| Return on Equity | 14.21% | 2.67% | 5.89% | 8.74% | Beats 96% | 62 / 1,681 | | |
| Net Interest Margin | 3.39% | 3.31% | 3.82% | 4.32% | Beats 28% | 1,212 / 1,683 | | |
| Efficiency Ratio | 67.69% | 68.91% | 78.20% | 86.93% | Beats 77% | 385 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.26% | 0.65% | 1.29% | Beats 55% | 764 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.87% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,178 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.87% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,178 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.14% | 52.61% | 69.38% | 83.50% | 66th pctl | 571 / 1,683 | | |
| Loans / Assets | 67.00% | 44.71% | 59.18% | 70.72% | 66th pctl | 564 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |