S T O F F E
Solon, OH · Charter 16682 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=43)
NCUA · 1 branch
Q2 2025
$4.3MAssets
$1.9MLoans
$3.0MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 93% of credit unions under $1B in assets in the Cleveland, OH area (rank 3 of 43).
- Widest gap: return on equity trails 91% of credit unions under $1B in assets in the Cleveland, OH area (rank 39 of 43).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
-0.09%
Rank 39 of 43
Net Interest Margin
5.03%
Rank 4 of 43
Efficiency Ratio
78.07%
Rank 15 of 43
Equity / Assets
29.25%
Rank 3 of 43
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.09% | 0.13% | 0.53% | 0.88% | Beats 9% | 39 / 43 | |
| Return on Equity | -0.32% | 1.03% | 3.58% | 6.11% | Beats 9% | 39 / 43 | |
| Net Interest Margin | 5.03% | 3.22% | 3.67% | 4.29% | Beats 91% | 4 / 43 | |
| Efficiency Ratio | 78.07% | 75.32% | 82.25% | 90.29% | Beats 67% | 15 / 43 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.16% | 0.72% | 1.91% | Beats 79% | 10 / 43 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 29.25% | 9.83% | 12.17% | 18.63% | Beats 93% | 3 / 43 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 29.25% | 9.83% | 12.17% | 18.63% | Beats 93% | 3 / 43 | |
| Liquidity & Funding |
| Loans / Deposits | 62.25% | 45.10% | 59.61% | 71.41% | 53rd pctl | 20 / 43 | |
| Loans / Assets | 43.95% | 39.55% | 48.96% | 61.32% | 33rd pctl | 29 / 43 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |