New Orleans, LA · Charter 1665
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
76
Asset Quality
100
Profitability
37
Liquidity
54
Efficiency
7
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Orleans, LA · Charter 1665
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.41% | -0.73% | -0.58% | -3.41% | -2.46% | -205 bps | |
| Return on Equity | -1.71% | -3.05% | -2.26% | -13.68% | -10.01% | -831 bps | |
| Net Interest Margin | 7.10% | 6.95% | 7.72% | 6.98% | 6.54% | -57 bps | |
| Efficiency Ratio | 102.28% | 106.58% | 103.66% | 143.84% | 132.92% | +3,064 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -17.25% | -15.05% | -20.40% | -14.17% | -8.76% | +849 bps | |
| Loan Growth (YoY) | -10.44% | -20.94% | -18.16% | -16.18% | -15.42% | -498 bps | |
| Share Growth (YoY) | -21.53% | -18.51% | -25.33% | -17.57% | -9.85% | +1,167 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.15% | 1.04% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.85% | 2.98% | 3.02% | 3.42% | 3.01% | +16 bps | |
| Capital | |||||||
| Risk-Based Capital | 23.86% | 23.81% | 25.44% | 24.96% | 24.56% | +70 bps | |
| Net Worth / Assets | 23.86% | 23.81% | 25.44% | 24.96% | 24.56% | +70 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 83.17% | 83.90% | 89.04% | 82.55% | 78.04% | -513 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
New Orleans, LA · Charter 1665 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 1 branch
Q2 2026
Return on Assets
-2.64%
Rank 26 of 29
Net Interest Margin
6.33%
Rank 2 of 29
Efficiency Ratio
141.67%
Rank 28 of 29
Equity / Assets
24.54%
Rank 7 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -2.64% | -0.27% | 0.39% | 0.68% | Beats 10% | 26 / 29 | |
| Return on Equity | -10.75% | 0.64% | 2.28% | 5.24% | Beats 7% | 26 / 28 | |
| Net Interest Margin | 6.33% | 3.88% | 4.49% | 4.89% | Beats 93% | 2 / 29 | |
| Efficiency Ratio | 141.67% | 77.78% | 86.62% | 97.23% | Beats 7% | 28 / 29 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.22% | 1.19% | 2.21% | Beats 100% | 2 / 29 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 24.54% | 11.89% | 14.07% | 21.10% | Beats 76% | 7 / 29 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 24.54% | 11.89% | 14.07% | 21.10% | Beats 76% | 7 / 29 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 78.01% | 45.57% | 67.88% | 82.54% | 59th pctl | 12 / 29 | |
| Loans / Assets | 58.05% | 34.60% | 52.32% | 69.33% | 55th pctl | 13 / 29 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||