Burrton, KS · Cert 16583
State charter, Fed member · FED · 1 branch
Q2 2026
Market Position · Wichita, KS · 2026 SOD (annual) · 0.0% share · #44 of 46 inst. · $0.0B of $23.2B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.27% | -9.59% | -7.27% | -0.70% | -2.12% | -0.22% | 0.63% | 0.60% | +130 bps | |
| Return on Equity | 2.76% | -98.50% | -83.01% | -7.73% | -22.42% | -2.25% | 6.27% | 6.22% | +1,395 bps | |
| Net Interest Margin | 3.42% | 3.59% | 4.37% | 3.99% | 4.27% | 4.60% | 4.62% | 4.77% | +79 bps | |
| Efficiency Ratio | 92.52% | 90.99% | 71.97% | 87.74% | 92.59% | 92.92% | 87.39% | 87.83% | +9 bps | |
| Non-Interest Burden | 3.15% | 3.24% | 3.08% | 3.47% | 3.94% | 4.25% | 4.00% | 4.16% | +69 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.18% | 1.86% | -8.27% | -19.13% | -16.46% | -24.55% | -13.71% | -4.37% | +1,476 bps | |
| Loan Growth (YoY) | -0.68% | -11.55% | -21.76% | -21.31% | -11.47% | -7.59% | 5.47% | 1.87% | +2,319 bps | |
| Deposit Growth (YoY) | -7.35% | 3.04% | -7.46% | -19.37% | -15.39% | -25.84% | -14.65% | -4.57% | +1,480 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 12.45% | 8.93% | 5.18% | 5.42% | 2.62% | 2.69% | 2.44% | 2.53% | -289 bps | |
| Net Charge-Offs / Loans | 0.00% | 19.00% | 17.24% | 0.07% | 8.21% | 0.00% | 0.34% | 0.00% | -7 bps | |
| Allowance / Loans | 1.91% | 2.06% | 2.23% | 2.84% | 1.60% | 1.93% | 1.73% | 1.84% | -100 bps | |
| Allowance Coverage of NPLs | 0.2x | 0.2x | 0.4x | 0.5x | 0.6x | 0.7x | 0.7x | 0.7x | +0.2x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.38% | 9.18% | 8.34% | 9.23% | 9.16% | 9.64% | 9.84% | 9.94% | +71 bps | |
| Total Risk-Based Capital | 10.38% | 9.18% | 8.34% | 9.23% | 9.16% | 9.64% | 9.84% | 9.94% | +71 bps | |
| Equity / Assets | 10.54% | 8.93% | 8.58% | 9.56% | 9.38% | 10.48% | 9.55% | 9.73% | +17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 64.64% | 58.17% | 55.74% | 61.26% | 67.64% | 72.50% | 68.87% | 65.40% | +414 bps | |
| Liquid Assets / Assets | 8.96% | 16.49% | 17.14% | 14.68% | 13.52% | 10.94% | 16.15% | 18.90% | +422 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 38.80% | 38.52% | 37.47% | n/a | n/a | |