Metairie Bank & Trust Company
Metairie, LA · Cert 16539 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · MBT Bancshares Inc.
State charter, non-member · FDIC · 8 branches
Q2 2026
$666.0MAssets
$509.0MLoans
$586.2MDeposits
$71.6MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 66% of banks under $1B in assets operating in a single state (rank 256 of 746).
- Widest gap: total risk-based capital ratio trails 78% of banks under $1B in assets operating in a single state (rank 579 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.20%
Rank 297 of 746
Net Interest Margin
3.97%
Rank 256 of 746
Efficiency Ratio
61.00%
Rank 297 of 746
Equity / Assets
10.75%
Rank 344 of 746
Non-interest income vs. expense
Unfavorable gap of $15.1M · efficiency ratio beats 60% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | 0.72% | 1.06% | 1.45% | Beats 60% | 297 / 746 | |
| Return on Equity | 11.19% | 6.74% | 10.51% | 13.63% | Beats 57% | 321 / 746 | |
| Net Interest Margin | 3.97% | 3.17% | 3.68% | 4.16% | Beats 66% | 256 / 746 | |
| Efficiency Ratio | 61.00% | 55.74% | 64.58% | 75.47% | Beats 60% | 297 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.09% | 0.42% | 1.07% | Beats 48% | 388 / 743 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 46% | 405 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 11.49% | 11.55% | 13.75% | 17.60% | Beats 24% | 565 / 746 | |
| Total Risk-Based Capital Ratio | 11.49% | 11.71% | 14.33% | 18.43% | Beats 22% | 579 / 746 | |
| Equity / Assets | 10.75% | 8.90% | 10.51% | 13.06% | Beats 54% | 344 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 86.83% | 61.31% | 78.27% | 90.78% | 68th pctl | 236 / 746 | |
| Loans / Assets | 76.42% | 53.60% | 66.97% | 76.08% | 76th pctl | 179 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |