Metairie Bank & Trust Company
Metairie, LA · Cert 16539 · Peer group: banks under $1B in assets operating in a single state (n=751-755) · MBT Bancshares Inc.
State charter, non-member · FDIC · 8 branches
Q2 2026
$666.0MAssets
$509.0MLoans
$586.2MDeposits
$71.6MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 66% of banks under $1B in assets operating in a single state (rank 259 of 755).
- Widest gap: total risk-based capital ratio trails 78% of banks under $1B in assets operating in a single state (rank 588 of 755).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.20%
Rank 298 of 755
Net Interest Margin
3.97%
Rank 259 of 755
Efficiency Ratio
61.00%
Rank 300 of 755
Equity / Assets
10.75%
Rank 357 of 755
Non-interest income vs. expense
Unfavorable gap of $15.1M · efficiency ratio beats 60% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | 0.72% | 1.06% | 1.45% | Beats 61% | 298 / 755 | |
| Return on Equity | 11.19% | 6.66% | 10.44% | 13.61% | Beats 57% | 321 / 755 | |
| Net Interest Margin | 3.97% | 3.15% | 3.68% | 4.17% | Beats 66% | 259 / 755 | |
| Efficiency Ratio | 61.00% | 55.75% | 64.78% | 75.61% | Beats 60% | 300 / 755 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.09% | 0.42% | 1.05% | Beats 47% | 397 / 751 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 47% | 398 / 751 | |
| Capital |
| Tier 1 Capital Ratio | 11.49% | 11.56% | 13.81% | 17.74% | Beats 24% | 575 / 755 | |
| Total Risk-Based Capital Ratio | 11.49% | 11.72% | 14.46% | 18.53% | Beats 22% | 588 / 755 | |
| Equity / Assets | 10.75% | 8.93% | 10.56% | 13.13% | Beats 53% | 357 / 755 | |
| Liquidity & Funding |
| Loans / Deposits | 86.83% | 62.43% | 78.62% | 91.00% | 67th pctl | 246 / 755 | |
| Loans / Assets | 76.42% | 54.70% | 67.27% | 76.55% | 74th pctl | 193 / 755 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |