Philadelphia, PA · Charter 16525
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.55% | 1.93% | 0.71% | 0.15% | -0.45% | -201 bps | |
| Return on Equity | 6.39% | 8.11% | 3.07% | 0.63% | -2.08% | -847 bps | |
| Net Interest Margin | 3.26% | 3.45% | 3.52% | 3.02% | 2.47% | -80 bps | |
| Efficiency Ratio | 52.72% | 44.67% | 79.98% | 95.19% | 118.42% | +6,570 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.36% | 10.79% | 6.36% | 5.65% | 9.94% | +558 bps | |
| Loan Growth (YoY) | 3.70% | 23.89% | 3.23% | -18.43% | 12.36% | +866 bps | |
| Share Growth (YoY) | 3.68% | 11.60% | 7.37% | 6.88% | 13.52% | +985 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 8.79% | 9.23% | 10.70% | 12.64% | 8.88% | +9 bps | |
| Capital | |||||||
| Risk-Based Capital | 24.32% | 23.84% | 23.21% | 23.08% | 21.86% | -245 bps | |
| Net Worth / Assets | 24.32% | 23.84% | 23.21% | 23.08% | 21.86% | -245 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 9.38% | 8.69% | 7.78% | 6.72% | 9.29% | -10 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |