TVA Mid-South
Memphis, TN · Charter 16520 · Peer group: credit unions under $1B in assets in the Memphis, TN-MS-AR area (n=20)
NCUA · 2 branches
Q2 2026
$3.2MAssets
$808KLoans
$2.7MShares
$562KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 3 of 20).
- Widest gap: net interest margin trails 95% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 19 of 20).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.06%
Rank 16 of 20
Net Interest Margin
2.85%
Rank 19 of 20
Efficiency Ratio
100.00%
Rank 17 of 20
Equity / Assets
17.38%
Rank 10 of 20
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.06% | 0.17% | 0.80% | 1.30% | Beats 20% | 16 / 20 | |
| Return on Equity | 0.36% | 1.70% | 5.99% | 7.93% | Beats 20% | 16 / 20 | |
| Net Interest Margin | 2.85% | 3.56% | 3.85% | 4.24% | Beats 5% | 19 / 20 | |
| Efficiency Ratio | 100.00% | 66.59% | 84.75% | 93.62% | Beats 20% | 17 / 20 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.32% | 0.63% | 1.03% | Beats 100% | 3 / 20 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.38% | 13.24% | 17.38% | 21.71% | Beats 50% | 10 / 20 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.38% | 13.24% | 17.38% | 21.71% | Beats 50% | 10 / 20 | |
| Liquidity & Funding |
| Loans / Deposits | 30.35% | 36.24% | 50.72% | 82.35% | 10th pctl | 18 / 20 | |
| Loans / Assets | 24.99% | 30.61% | 46.06% | 66.54% | 10th pctl | 18 / 20 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |