Clairton, PA · Charter 1646
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.21% | 0.12% | 0.32% | 1.33% | 0.37% | +17 bps | |
| Return on Equity | 1.48% | 0.87% | 2.31% | 8.78% | 2.44% | +96 bps | |
| Net Interest Margin | 3.37% | 3.34% | 3.45% | 5.16% | 4.62% | +125 bps | |
| Efficiency Ratio | 82.11% | 88.88% | 85.48% | 61.55% | 83.01% | +90 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.02% | 10.44% | 7.85% | -4.20% | -6.96% | -1,398 bps | |
| Loan Growth (YoY) | 2.92% | 5.25% | 3.37% | -8.78% | -20.11% | -2,303 bps | |
| Share Growth (YoY) | 5.16% | 8.42% | 4.50% | -4.46% | -6.69% | -1,186 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.04% | 0.45% | 0.03% | 0.00% | 0.06% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.89% | 13.40% | 13.73% | 15.11% | 15.24% | +135 bps | |
| Net Worth / Assets | 13.89% | 13.40% | 13.73% | 15.11% | 15.24% | +135 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 43.65% | 41.76% | 40.36% | 39.47% | 37.37% | -628 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |