Clairton Works
Clairton, PA · Charter 1646 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 2 branches
Q2 2026
$11.8MAssets
$3.7MLoans
$10.0MShares
$1.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 94% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 6 of 78).
- Widest gap: return on assets trails 76% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 59 of 78).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.37%
Rank 59 of 78
Net Interest Margin
4.61%
Rank 8 of 78
Efficiency Ratio
83.12%
Rank 51 of 78
Equity / Assets
15.24%
Rank 37 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.37% | 0.37% | 0.83% | 1.31% | Beats 24% | 59 / 78 | |
| Return on Equity | 2.44% | 1.73% | 5.71% | 9.08% | Beats 28% | 56 / 78 | |
| Net Interest Margin | 4.61% | 3.17% | 3.63% | 4.21% | Beats 90% | 8 / 78 | |
| Efficiency Ratio | 83.12% | 65.01% | 78.15% | 89.28% | Beats 36% | 51 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.40% | 0.84% | 1.97% | Beats 94% | 6 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.24% | 12.42% | 15.10% | 18.27% | Beats 53% | 37 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.24% | 12.42% | 15.10% | 18.27% | Beats 53% | 37 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 37.37% | 34.83% | 50.41% | 71.84% | 29th pctl | 55 / 78 | |
| Loans / Assets | 31.65% | 29.34% | 41.02% | 56.96% | 29th pctl | 55 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |