Busey Bank
Champaign, IL · Cert 16450 · Peer group: banks over $10B in assets (n=142-144) · First Busey Corp.
State charter, Fed member · FED · 81 branches
Q2 2026
$18.1BAssets
$13.2BLoans
$15.2BDeposits
$2.5BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 83% of banks over $10B in assets (rank 24 of 144).
- Widest gap: efficiency ratio trails 66% of banks over $10B in assets (rank 96 of 144).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.33%
Rank 61 of 144
Net Interest Margin
3.55%
Rank 50 of 144
Efficiency Ratio
59.89%
Rank 96 of 144
Equity / Assets
13.65%
Rank 24 of 144
Non-interest income vs. expense
Unfavorable gap of $300.3M · efficiency ratio beats 34% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.33% | 1.00% | 1.26% | 1.54% | Beats 58% | 61 / 144 | | |
| Return on Equity | 9.73% | 8.98% | 11.34% | 14.40% | Beats 34% | 95 / 144 | | |
| Net Interest Margin | 3.55% | 2.82% | 3.31% | 3.68% | Beats 65% | 50 / 144 | | |
| Efficiency Ratio | 59.89% | 49.42% | 56.02% | 62.41% | Beats 34% | 96 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.48% | 0.73% | 1.07% | Beats 70% | 44 / 142 | | |
| Net Charge-Offs / Loans | 0.13% | 0.05% | 0.11% | 0.22% | Beats 46% | 78 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 14.65% | 12.07% | 12.98% | 14.92% | Beats 71% | 42 / 144 | | |
| Total Risk-Based Capital Ratio | 15.63% | 13.39% | 14.14% | 16.25% | Beats 69% | 44 / 144 | | |
| Equity / Assets | 13.65% | 9.69% | 11.39% | 12.96% | Beats 83% | 24 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.11% | 75.72% | 84.92% | 91.56% | 59th pctl | 59 / 143 | | |
| Loans / Assets | 72.76% | 59.83% | 69.07% | 74.80% | 63rd pctl | 53 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |