Corning
Corning, NY · Charter 1644 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 21 branches
Q2 2026
$2.8BAssets
$2.4BLoans
$2.5BShares
$301.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 76% of credit unions $1B-$10B in assets (rank 107 of 435).
- Widest gap: net interest margin trails 55% of credit unions $1B-$10B in assets (rank 238 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.83%
Rank 208 of 435
Net Interest Margin
3.32%
Rank 238 of 435
Efficiency Ratio
70.74%
Rank 202 of 435
Equity / Assets
10.85%
Rank 216 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.83% | 0.55% | 0.81% | 1.14% | Beats 52% | 208 / 435 | |
| Return on Equity | 7.63% | 5.12% | 7.41% | 9.70% | Beats 52% | 209 / 435 | |
| Net Interest Margin | 3.32% | 3.01% | 3.39% | 3.75% | Beats 45% | 238 / 435 | |
| Efficiency Ratio | 70.74% | 65.25% | 71.39% | 77.86% | Beats 54% | 202 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.45% | 0.45% | 0.69% | 1.05% | Beats 76% | 107 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.85% | 9.81% | 10.84% | 12.63% | Beats 50% | 216 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.85% | 9.81% | 10.84% | 12.63% | Beats 50% | 216 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 95.78% | 78.33% | 88.38% | 95.61% | 76th pctl | 106 / 435 | |
| Loans / Assets | 84.78% | 67.69% | 74.58% | 80.80% | 89th pctl | 47 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |