Bank of Travelers Rest
Travelers Rest, SC · Cert 16389 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Travelers Rest Bancshares Inc.
State charter, non-member · FDIC · 10 branches
Q2 2026
$1.6BAssets
$922.8MLoans
$1.4BDeposits
$147.0MEquity
Executive Summary
- Strongest standing: return on equity outperforms 89% of banks $1B-$10B in assets operating in a single state (rank 28 of 258).
- Widest gap: net interest margin trails 81% of banks $1B-$10B in assets operating in a single state (rank 208 of 258).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.59%
Rank 57 of 258
Net Interest Margin
3.02%
Rank 208 of 258
Efficiency Ratio
59.00%
Rank 119 of 257
Equity / Assets
9.18%
Rank 190 of 258
Non-interest income vs. expense
Unfavorable gap of $22.5M · efficiency ratio beats 54% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.59% | 0.93% | 1.23% | 1.54% | Beats 78% | 57 / 258 | |
| Return on Equity | 17.29% | 9.26% | 11.84% | 14.74% | Beats 89% | 28 / 258 | |
| Net Interest Margin | 3.02% | 3.16% | 3.49% | 3.88% | Beats 19% | 208 / 258 | |
| Efficiency Ratio | 59.00% | 51.71% | 60.30% | 69.65% | Beats 54% | 119 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.12% | 0.19% | 0.46% | 0.90% | Beats 83% | 45 / 258 | |
| Net Charge-Offs / Loans | 0.06% | 0.01% | 0.02% | 0.07% | Beats 28% | 189 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 15.87% | 11.41% | 12.98% | 15.12% | Beats 80% | 52 / 258 | |
| Total Risk-Based Capital Ratio | 17.07% | 12.10% | 13.91% | 16.08% | Beats 80% | 51 / 258 | |
| Equity / Assets | 9.18% | 9.09% | 10.24% | 11.72% | Beats 26% | 190 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 64.80% | 73.24% | 86.34% | 95.95% | 10th pctl | 231 / 258 | |
| Loans / Assets | 57.60% | 63.01% | 72.27% | 78.40% | 16th pctl | 218 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |