PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

New England Lee

Boston, MA · Charter 16383

NCUA · 1 branch

Q2 2026

$2.8MAssets
$1.0MLoans
$1.2MShares
$1.5MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.40%, unchanged from a year ago; NIM at 3.24%.
  • Asset quality: problem loans at 0.95% of loans (0 bps YoY).
  • Capital: net worth / assets of 55.11%, unchanged from a year ago.
  • Funding: loans stand at 84.33% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.40%0 bps YoY

Net Interest Margin (YTD, annualized)

3.24%0 bps YoY

Efficiency Ratio (YTD, annualized)

61.74%0 bps YoY

Net Worth / Assets

55.11%0 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.40%1.38%1.47%2.03%1.40%0 bps
Return on Equity2.54%2.43%2.70%3.74%2.54%0 bps
Net Interest Margin3.24%3.16%3.07%3.64%3.24%0 bps
Efficiency Ratio61.74%59.74%63.25%53.22%61.74%0 bps
Growth
Asset Growth (YoY)0.00%-2.81%0.00%0.00%0.00%0 bps
Loan Growth (YoY)17.38%3.26%0.00%0.00%0.00%-1,738 bps
Share Growth (YoY)-3.21%-9.01%0.00%0.00%0.00%+321 bps
Asset Quality
Delinquent Loans / Loans0.95%0.25%0.47%1.17%0.95%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.73%0.75%0.77%0.76%0.73%0 bps
Capital
Risk-Based Capital55.11%56.80%54.31%54.22%55.11%0 bps
Net Worth / Assets55.11%56.80%54.31%54.22%55.11%0 bps
Liquidity & Funding
Loans / Shares84.33%87.21%77.86%78.38%84.33%0 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps