PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Comanche County

Lawton, OK · Charter 16367

NCUA · 1 branch

Q2 2026

$36.4MAssets
$6.6MLoans
$29.2MShares
$6.8MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.44%, down 47 bps year over year; NIM at 3.61%.
  • Asset quality: problem loans at 0.00% of loans (-21 bps YoY).
  • Capital: net worth / assets of 18.78%, up 88 bps from a year ago.
  • Funding: loans stand at 22.50% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.44%-47 bps YoY

Net Interest Margin (YTD, annualized)

3.61%-36 bps YoY

Efficiency Ratio (YTD, annualized)

66.37%+907 bps YoY

Net Worth / Assets

18.78%+88 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.91%1.92%1.83%1.36%1.44%-47 bps
Return on Equity10.69%10.29%9.78%7.38%7.66%-302 bps
Net Interest Margin3.97%4.05%3.94%3.55%3.61%-36 bps
Efficiency Ratio57.30%58.53%59.69%68.30%66.37%+907 bps
Growth
Asset Growth (YoY)2.37%0.15%1.55%3.81%4.00%+163 bps
Loan Growth (YoY)-8.56%-13.43%-8.20%-4.64%-2.15%+640 bps
Share Growth (YoY)0.31%-2.18%-0.57%2.60%2.84%+253 bps
Asset Quality
Delinquent Loans / Loans0.21%0.00%0.00%0.00%0.00%-21 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital17.91%18.71%18.73%18.48%18.78%+88 bps
Net Worth / Assets17.91%18.71%18.73%18.48%18.78%+88 bps
Liquidity & Funding
Loans / Shares23.65%23.64%23.21%22.14%22.50%-115 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps