Devils Slide
Morgan, UT · Charter 16264 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$20.9MAssets
$14.8MLoans
$18.2MShares
$2.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 61% of credit unions under $1B in assets (rank 659 of 1682).
- Widest gap: efficiency ratio trails 95% of credit unions under $1B in assets (rank 1594 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.25%
Rank 1,546 of 1,683
Net Interest Margin
3.37%
Rank 1,225 of 1,683
Efficiency Ratio
106.68%
Rank 1,594 of 1,682
Equity / Assets
12.74%
Rank 867 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.25% | 0.35% | 0.74% | 1.18% | Beats 8% | 1,546 / 1,683 | |
| Return on Equity | -1.95% | 2.67% | 5.89% | 8.74% | Beats 8% | 1,551 / 1,681 | |
| Net Interest Margin | 3.37% | 3.31% | 3.82% | 4.32% | Beats 27% | 1,225 / 1,683 | |
| Efficiency Ratio | 106.68% | 68.91% | 78.20% | 86.93% | Beats 5% | 1,594 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.26% | 0.65% | 1.29% | Beats 61% | 659 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.74% | 10.44% | 12.89% | 16.53% | Beats 48% | 867 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.74% | 10.44% | 12.89% | 16.53% | Beats 48% | 867 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 81.48% | 52.61% | 69.38% | 83.50% | 72nd pctl | 470 / 1,683 | |
| Loans / Assets | 70.66% | 44.71% | 59.18% | 70.72% | 75th pctl | 425 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |