PackageTrendsPeer
Letter portraitLegal landscape

Devon Bank

Chicago, IL · Cert 16249 · Peer group: banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=56-57) · Devon Bcorp Inc.

State charter, non-member · FDIC · 3 branches

Q2 2026

$418.6MAssets
$195.4MLoans
$262.6MDeposits
$25.1MEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 54% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 27 of 56).
  • Widest gap: equity / assets trails 100% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 57 of 57).
  • Overall: at or above the peer median on 1 of 9 directional measures.

Return on Assets

-0.18%

Rank 52 of 57

Net Interest Margin

2.78%

Rank 48 of 57

Efficiency Ratio

109.84%

Rank 54 of 57

Equity / Assets

6.00%

Rank 57 of 57

Non-interest income vs. expense

$5.7M$19.4MINCOMEEXPENSE
Unfavorable gap of $13.8M · efficiency ratio beats 7% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area
Bank 109.84%Peer median 69.7%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets-0.18%0.51%0.84%1.19%Beats 9%52 / 57
Return on Equity-2.98%3.13%7.76%11.40%Beats 2%56 / 57
Net Interest Margin2.78%3.16%3.63%4.08%Beats 16%48 / 57
Efficiency Ratio109.84%59.57%69.70%81.06%Beats 7%54 / 57
Asset Quality
Nonperforming Loans / Loans0.27%0.06%0.34%1.78%Beats 54%27 / 56
Net Charge-Offs / Loans0.01%n/a0.00%0.01%Beats 29%41 / 56
Capital
Tier 1 Capital Ratio9.96%12.24%16.06%19.69%Beats 5%54 / 57
Total Risk-Based Capital Ratio10.65%12.54%16.50%20.95%Beats 9%52 / 57
Equity / Assets6.00%9.37%11.56%15.00%Beats 0%57 / 57
Liquidity & Funding
Loans / Deposits74.40%66.29%85.59%95.16%30th pctl40 / 57
Loans / Assets46.67%57.07%71.07%78.13%11th pctl51 / 57
Brokered Deposits / Depositsn/aNot reported for this institution