Rim Country
Snowflake, AZ · Charter 16190 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$24.6MAssets
$13.7MLoans
$21.4MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 80% of credit unions under $1B in assets (rank 338 of 1683).
- Widest gap: nonperforming loans / loans trails 76% of credit unions under $1B in assets (rank 1276 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.65%
Rank 948 of 1,683
Net Interest Margin
4.48%
Rank 338 of 1,683
Efficiency Ratio
86.08%
Rank 1,228 of 1,682
Equity / Assets
12.87%
Rank 850 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.65% | 0.35% | 0.74% | 1.18% | Beats 44% | 948 / 1,683 | | |
| Return on Equity | 5.06% | 2.67% | 5.89% | 8.74% | Beats 43% | 952 / 1,681 | | |
| Net Interest Margin | 4.48% | 3.31% | 3.82% | 4.32% | Beats 80% | 338 / 1,683 | | |
| Efficiency Ratio | 86.08% | 68.91% | 78.20% | 86.93% | Beats 27% | 1,228 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.32% | 0.26% | 0.65% | 1.29% | Beats 24% | 1,276 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.87% | 10.44% | 12.89% | 16.53% | Beats 49% | 850 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.87% | 10.44% | 12.89% | 16.53% | Beats 49% | 850 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 64.03% | 52.61% | 69.38% | 83.50% | 41st pctl | 997 / 1,683 | | |
| Loans / Assets | 55.67% | 44.71% | 59.18% | 70.72% | 43rd pctl | 962 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |