Seattle, WA · Charter 16178
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.48% | 0.50% | 0.58% | 0.68% | 0.33% | -16 bps | |
| Return on Equity | 3.63% | 3.78% | 4.37% | 5.09% | 2.42% | -120 bps | |
| Net Interest Margin | 4.21% | 4.17% | 4.07% | 3.89% | 3.89% | -33 bps | |
| Efficiency Ratio | 77.65% | 79.48% | 77.79% | 80.38% | 83.81% | +616 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.16% | 1.50% | 2.15% | 2.69% | 2.55% | +471 bps | |
| Loan Growth (YoY) | -1.01% | -2.78% | -1.11% | -3.13% | -2.92% | -191 bps | |
| Share Growth (YoY) | -1.31% | 0.28% | 0.52% | 1.38% | 1.76% | +307 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.45% | 1.38% | 1.58% | 0.86% | 0.94% | +49 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.31% | 13.33% | 13.24% | 13.45% | 13.49% | +18 bps | |
| Net Worth / Assets | 13.31% | 13.33% | 13.24% | 13.45% | 13.49% | +18 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 65.58% | 64.05% | 63.09% | 62.63% | 62.56% | -301 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |