PackageTrendsPeer
Letter portraitLegal landscape

Queen of Peace Arlington

Arlington, VA · Charter 16172

NCUA · 1 branch

Q3 2018

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q3 2018, the quarter ended September 30, 2018, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-10

Queen of Peace Arlington

Arlington, VA · Charter 16172

NCUA · 1 branch

Q3 2018

$2.4MAssets
$223KLoans
$2.1MShares
$316KNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -1.71%, down 233 bps year over year; NIM at 2.14%.
  • Asset quality: problem loans at 0.00% of loans (-110 bps YoY).
  • Capital: net worth / assets of 12.91%, down 32 bps from a year ago.
  • Funding: loans stand at 10.42% of shares as of Q3 2018.

Financial Results

Return on Assets (YTD, annualized)

-1.71%-233 bps YoY

Net Interest Margin (YTD, annualized)

2.14%-4 bps YoY

Efficiency Ratio (YTD, annualized)

204%+13,170 bps YoY

Net Worth / Assets

12.91%-32 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2017Q4 2017Q1 2018Q2 2018Q3 2018YoY ΔTrend
Earnings
Return on Assets0.63%0.63%0.48%0.53%-1.71%-233 bps
Return on Equity4.73%4.61%3.65%3.98%-13.21%-1,794 bps
Net Interest Margin2.17%2.22%1.92%1.97%2.14%-4 bps
Efficiency Ratio71.98%72.18%74.49%72.65%204%+13,170 bps
Growth
Asset Growth (YoY)2.13%1.08%-1.05%-2.45%-5.69%-783 bps
Loan Growth (YoY)-9.48%-11.21%-17.15%-30.97%-31.16%-2,168 bps
Share Growth (YoY)2.17%0.61%-1.55%-3.11%-4.69%-686 bps
Asset Quality
Delinquent Loans / Loans1.10%0.00%0.00%0.00%0.00%-110 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans3.13%3.47%3.89%4.16%0.00%-313 bps
Capital
Risk-Based Capital13.24%13.69%13.14%13.38%12.91%-32 bps
Net Worth / Assets13.24%13.69%13.14%13.38%12.91%-32 bps
Liquidity & Funding
Loans / Shares14.43%13.47%11.33%10.70%10.42%-401 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps