Bank of Missouri, The
Perryville, MO · Cert 1617 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Reliable Cmty Bancshares Inc.
State charter, non-member · FDIC · 32 branches
Q2 2026
$4.2BAssets
$3.2BLoans
$3.6BDeposits
$495.7MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 76% of banks $1B-$10B in assets operating in a single state (rank 63 of 258).
- Widest gap: net charge-offs / loans trails 96% of banks $1B-$10B in assets operating in a single state (rank 248 of 258).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.93%
Rank 195 of 258
Net Interest Margin
3.12%
Rank 197 of 258
Efficiency Ratio
75.02%
Rank 222 of 257
Equity / Assets
11.73%
Rank 63 of 258
Non-interest income vs. expense
Unfavorable gap of $83.0M · efficiency ratio beats 14% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.93% | 0.93% | 1.23% | 1.54% | Beats 24% | 195 / 258 | | |
| Return on Equity | 7.90% | 9.26% | 11.84% | 14.74% | Beats 17% | 214 / 258 | | |
| Net Interest Margin | 3.12% | 3.16% | 3.49% | 3.88% | Beats 24% | 197 / 258 | | |
| Efficiency Ratio | 75.02% | 51.71% | 60.30% | 69.65% | Beats 14% | 222 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.53% | 0.19% | 0.46% | 0.90% | Beats 13% | 225 / 258 | | |
| Net Charge-Offs / Loans | 0.42% | 0.01% | 0.02% | 0.07% | Beats 4% | 248 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 10.30% | 11.41% | 12.98% | 15.12% | Beats 12% | 227 / 258 | | |
| Total Risk-Based Capital Ratio | 11.23% | 12.10% | 13.91% | 16.08% | Beats 17% | 214 / 258 | | |
| Equity / Assets | 11.73% | 9.09% | 10.24% | 11.72% | Beats 76% | 63 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 88.81% | 73.24% | 86.34% | 95.95% | 58th pctl | 108 / 258 | | |
| Loans / Assets | 75.32% | 63.01% | 72.27% | 78.40% | 61st pctl | 101 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |