First National Bank Alaska
Anchorage, AK · Cert 16130 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258)
National charter · OCC · 27 branches
Q2 2026
$5.1BAssets
$2.8BLoans
$3.7BDeposits
$585.2MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 90% of banks $1B-$10B in assets operating in a single state (rank 27 of 258).
- Widest gap: nonperforming loans / loans trails 52% of banks $1B-$10B in assets operating in a single state (rank 135 of 258).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.64%
Rank 45 of 258
Net Interest Margin
3.88%
Rank 65 of 258
Efficiency Ratio
49.63%
Rank 48 of 257
Equity / Assets
11.42%
Rank 79 of 258
Non-interest income vs. expense
Unfavorable gap of $84.1M · efficiency ratio beats 82% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.64% | 0.93% | 1.23% | 1.54% | Beats 83% | 45 / 258 | |
| Return on Equity | 14.35% | 9.26% | 11.84% | 14.74% | Beats 71% | 74 / 258 | |
| Net Interest Margin | 3.88% | 3.16% | 3.49% | 3.88% | Beats 75% | 65 / 258 | |
| Efficiency Ratio | 49.63% | 51.71% | 60.30% | 69.65% | Beats 82% | 48 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.19% | 0.46% | 0.90% | Beats 48% | 135 / 258 | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.02% | 0.07% | Beats 57% | 113 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 18.52% | 11.41% | 12.98% | 15.12% | Beats 90% | 27 / 258 | |
| Total Risk-Based Capital Ratio | 19.25% | 12.10% | 13.91% | 16.08% | Beats 90% | 26 / 258 | |
| Equity / Assets | 11.42% | 9.09% | 10.24% | 11.72% | Beats 69% | 79 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 76.79% | 73.24% | 86.34% | 95.95% | 32nd pctl | 176 / 258 | |
| Loans / Assets | 55.23% | 63.01% | 72.27% | 78.40% | 12th pctl | 228 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |