Nebraska Bank
Dodge, NE · Cert 16116 · Peer group: banks under $1B in assets in NE (n=83) · Farmers State Bancshares Inc.
State charter, non-member · FDIC · 10 branches
Q2 2026
$551.6MAssets
$390.5MLoans
$466.9MDeposits
$60.8MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 51% of banks under $1B in assets in NE (rank 41 of 83).
- Widest gap: net charge-offs / loans trails 96% of banks under $1B in assets in NE (rank 81 of 83).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.88%
Rank 66 of 83
Net Interest Margin
3.64%
Rank 41 of 83
Efficiency Ratio
65.79%
Rank 57 of 83
Equity / Assets
11.02%
Rank 47 of 83
Non-interest income vs. expense
Unfavorable gap of $12.2M · efficiency ratio beats 33% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.93% | 1.20% | 1.51% | Beats 20% | 66 / 83 | | |
| Return on Equity | 7.94% | 8.04% | 10.34% | 13.11% | Beats 20% | 66 / 83 | | |
| Net Interest Margin | 3.64% | 3.25% | 3.62% | 4.02% | Beats 51% | 41 / 83 | | |
| Efficiency Ratio | 65.79% | 51.13% | 59.95% | 67.19% | Beats 33% | 57 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.43% | 0.00% | 0.19% | 0.96% | Beats 31% | 58 / 83 | | |
| Net Charge-Offs / Loans | 0.26% | n/a | 0.00% | 0.02% | Beats 4% | 81 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 11.39% | 10.94% | 13.24% | 16.62% | Beats 33% | 56 / 83 | | |
| Total Risk-Based Capital Ratio | 11.39% | 11.04% | 13.54% | 17.63% | Beats 28% | 60 / 83 | | |
| Equity / Assets | 11.02% | 9.90% | 11.31% | 13.84% | Beats 43% | 47 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.65% | 71.97% | 83.15% | 92.22% | 51st pctl | 41 / 83 | | |
| Loans / Assets | 70.79% | 57.96% | 69.15% | 77.64% | 54th pctl | 38 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |