Bva
Belle Vernon, PA · Charter 16063 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$39.7MAssets
$8.4MLoans
$35.9MShares
$3.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 76% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 19 of 78).
- Widest gap: nonperforming loans / loans trails 96% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 76 of 78).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.87%
Rank 37 of 78
Net Interest Margin
2.63%
Rank 68 of 78
Efficiency Ratio
84.90%
Rank 55 of 78
Equity / Assets
9.36%
Rank 74 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.37% | 0.83% | 1.31% | Beats 53% | 37 / 78 | |
| Return on Equity | 9.31% | 1.73% | 5.71% | 9.08% | Beats 76% | 19 / 78 | |
| Net Interest Margin | 2.63% | 3.17% | 3.63% | 4.21% | Beats 13% | 68 / 78 | |
| Efficiency Ratio | 84.90% | 65.01% | 78.15% | 89.28% | Beats 31% | 55 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.03% | 0.40% | 0.84% | 1.97% | Beats 4% | 76 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.36% | 12.42% | 15.10% | 18.27% | Beats 5% | 74 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.36% | 12.42% | 15.10% | 18.27% | Beats 5% | 74 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 23.32% | 34.83% | 50.41% | 71.84% | 5th pctl | 74 / 78 | |
| Loans / Assets | 21.09% | 29.34% | 41.02% | 56.96% | 8th pctl | 72 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |