Attleboro, MA · Charter 16011
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.63% | 1.61% | 1.67% | 1.70% | 1.40% | -23 bps | |
| Return on Equity | 13.68% | 12.97% | 13.09% | 12.90% | 10.19% | -349 bps | |
| Net Interest Margin | 3.99% | 4.15% | 4.19% | 4.21% | 4.04% | +4 bps | |
| Efficiency Ratio | 61.37% | 62.92% | 62.10% | 61.46% | 67.18% | +581 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.31% | 0.95% | 2.57% | 0.54% | -2.02% | -233 bps | |
| Loan Growth (YoY) | -5.63% | -8.30% | -5.64% | -7.60% | -8.79% | -316 bps | |
| Share Growth (YoY) | -0.93% | -0.48% | 1.05% | -1.24% | -3.87% | -295 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.07% | 0.00% | 0.20% | 0.04% | 0.13% | +6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.90% | 12.43% | 12.78% | 13.15% | 13.72% | +182 bps | |
| Net Worth / Assets | 11.90% | 12.43% | 12.78% | 13.15% | 13.72% | +182 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 23.35% | 22.61% | 22.55% | 22.08% | 22.15% | -119 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |