Grand Altitude
Lander, WY · Charter 16009 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$222.3MAssets
$162.9MLoans
$190.7MShares
$30.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 83% of credit unions under $1B in assets (rank 282 of 1681).
- Widest gap: net interest margin trails 51% of credit unions under $1B in assets (rank 866 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.39%
Rank 298 of 1,683
Net Interest Margin
3.79%
Rank 866 of 1,683
Efficiency Ratio
65.33%
Rank 304 of 1,682
Equity / Assets
13.83%
Rank 698 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.39% | 0.35% | 0.74% | 1.18% | Beats 82% | 298 / 1,683 | | |
| Return on Equity | 10.02% | 2.67% | 5.89% | 8.74% | Beats 83% | 282 / 1,681 | | |
| Net Interest Margin | 3.79% | 3.31% | 3.82% | 4.32% | Beats 49% | 866 / 1,683 | | |
| Efficiency Ratio | 65.33% | 68.91% | 78.20% | 86.93% | Beats 82% | 304 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.23% | 0.26% | 0.65% | 1.29% | Beats 78% | 372 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.83% | 10.44% | 12.89% | 16.53% | Beats 59% | 698 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.83% | 10.44% | 12.89% | 16.53% | Beats 59% | 698 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.42% | 52.61% | 69.38% | 83.50% | 78th pctl | 366 / 1,683 | | |
| Loans / Assets | 73.27% | 44.71% | 59.18% | 70.72% | 80th pctl | 331 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |