Omaha, NE · Charter 16
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.11% | 0.02% | 0.04% | -0.24% | -0.05% | -16 bps | |
| Return on Equity | 0.88% | 0.11% | 0.29% | -1.72% | -0.32% | -121 bps | |
| Net Interest Margin | 3.04% | 3.58% | 3.91% | 3.58% | 3.78% | +74 bps | |
| Efficiency Ratio | 96.90% | 99.63% | 99.06% | 106.09% | 101.08% | +418 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.32% | -2.68% | -7.26% | -8.16% | -10.72% | -1,803 bps | |
| Loan Growth (YoY) | -4.57% | 1.56% | -0.76% | 8.66% | -5.95% | -138 bps | |
| Share Growth (YoY) | 7.97% | -3.44% | -7.72% | -9.29% | -12.09% | -2,007 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.32% | 0.25% | 0.36% | 0.50% | 0.20% | -12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.06% | 1.12% | 1.21% | 1.22% | 1.29% | +23 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.60% | 13.96% | 14.89% | 14.06% | 14.01% | +141 bps | |
| Net Worth / Assets | 12.60% | 13.96% | 14.89% | 14.06% | 14.01% | +141 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 40.47% | 48.18% | 48.05% | 45.58% | 43.29% | +282 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |