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Anemostat Employees

Scranton, PA · Charter 15946

Q2 2001

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2001, the quarter ended June 30, 2001, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Anemostat Employees

Scranton, PA · Charter 15946

Q2 2001

$348KAssets
$101KLoans
$292KShares
$59KNet Worth

Executive Summary

  • Earnings: ROA of -35.32%, down 3,491 bps year over year; NIM at -26.94%.
  • Asset quality: problem loans at 8.41% of loans (+214 bps YoY).
  • Capital: net worth / assets of 17.01%.
  • Funding: loans stand at 34.43% of shares as of Q2 2001.

Return on Assets (YTD, annualized)

-35.32%-3,491 bps YoY

Net Interest Margin (YTD, annualized)

-26.94%

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

17.01%

Year to date, annualized, through each quarter.

MetricQ4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000Q4 2000Q2 2001YoY ΔTrend
Earnings
Return on Assets3.24%1.20%0.46%-0.41%0.21%0.60%0.37%-35.32%-3,491 bps
Return on Equityn/an/an/an/an/an/a1.12%-208%n/a
Net Interest Marginn/an/an/an/a7.20%6.00%6.11%-26.94%n/a
Efficiency Ration/an/an/an/a97.12%90.18%89.50%n/an/a
Growth
Asset Growth (YoY)-7.76%-2.21%-19.38%-8.94%-12.90%-17.03%-10.83%-11.30%-236 bps
Loan Growth (YoY)44.60%40.33%18.11%-23.77%-11.39%-24.26%-36.99%-37.44%-1,367 bps
Share Growth (YoY)-12.46%-4.23%-20.56%-10.03%-11.19%-19.96%-11.86%9.27%+1,929 bps
Asset Quality
Delinquent Loans / Loans16.10%14.73%11.30%6.27%5.98%4.53%15.19%8.41%+214 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans3.01%3.02%4.35%1.08%2.45%1.79%3.80%4.59%+350 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/a33.35%17.01%n/a
Net Worth / Assetsn/an/an/an/an/an/a33.35%17.01%n/a
Liquidity & Funding
Loans / Shares83.74%73.66%79.96%60.13%83.55%69.70%57.16%34.43%-2,570 bps
Liquid Assets / Assets41.73%42.41%40.22%51.53%1.80%1.82%60.69%70.60%+1,907 bps