Members Trust
Mason, OH · Charter 15874 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$23.4MAssets
$13.2MLoans
$18.8MShares
$4.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of credit unions under $1B in assets (rank 176 of 1682).
- Widest gap: return on equity trails 68% of credit unions under $1B in assets (rank 1145 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.68%
Rank 917 of 1,683
Net Interest Margin
3.56%
Rank 1,074 of 1,683
Efficiency Ratio
79.21%
Rank 894 of 1,682
Equity / Assets
19.11%
Rank 267 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.35% | 0.74% | 1.18% | Beats 46% | 917 / 1,683 | |
| Return on Equity | 3.53% | 2.67% | 5.89% | 8.74% | Beats 32% | 1,145 / 1,681 | |
| Net Interest Margin | 3.56% | 3.31% | 3.82% | 4.32% | Beats 36% | 1,074 / 1,683 | |
| Efficiency Ratio | 79.21% | 68.91% | 78.20% | 86.93% | Beats 47% | 894 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.26% | 0.65% | 1.29% | Beats 90% | 176 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.11% | 10.44% | 12.89% | 16.53% | Beats 84% | 267 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.11% | 10.44% | 12.89% | 16.53% | Beats 84% | 267 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 70.01% | 52.61% | 69.38% | 83.50% | 51st pctl | 826 / 1,683 | |
| Loans / Assets | 56.27% | 44.71% | 59.18% | 70.72% | 44th pctl | 947 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |