Premier Community Bank
Marion, WI · Cert 15799 · Peer group: banks under $1B in assets in WI (n=110-113) · M S B Bcorp Inc.
State charter, non-member · FDIC · 10 branches
Q2 2026
$552.1MAssets
$394.9MLoans
$486.6MDeposits
$42.4MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 43% of banks under $1B in assets in WI (rank 64 of 110).
- Widest gap: equity / assets trails 93% of banks under $1B in assets in WI (rank 105 of 113).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
0.58%
Rank 98 of 113
Net Interest Margin
3.42%
Rank 68 of 113
Efficiency Ratio
80.05%
Rank 99 of 113
Equity / Assets
7.67%
Rank 105 of 113
Non-interest income vs. expense
Unfavorable gap of $14.9M · efficiency ratio beats 13% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.85% | 1.17% | 1.51% | Beats 13% | 98 / 113 | | |
| Return on Equity | 7.53% | 7.70% | 10.77% | 13.67% | Beats 24% | 86 / 113 | | |
| Net Interest Margin | 3.42% | 3.19% | 3.59% | 3.89% | Beats 40% | 68 / 113 | | |
| Efficiency Ratio | 80.05% | 54.61% | 62.43% | 71.88% | Beats 13% | 99 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.85% | 0.03% | 0.24% | 0.91% | Beats 28% | 80 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 43% | 64 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 11.90% | 11.22% | 12.95% | 15.76% | Beats 33% | 76 / 113 | | |
| Total Risk-Based Capital Ratio | 13.09% | 11.57% | 13.59% | 16.73% | Beats 42% | 66 / 113 | | |
| Equity / Assets | 7.67% | 9.17% | 10.74% | 13.13% | Beats 7% | 105 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.15% | 76.54% | 86.37% | 98.93% | 38th pctl | 69 / 112 | | |
| Loans / Assets | 71.52% | 63.07% | 71.33% | 78.84% | 50th pctl | 56 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |